Grove Mortgage Home Loans | Dallas Texas | NMLS #396191
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Documents needed for your loan program

Apply to Buy or Refinance a Home

Conventional and Jumbo Loans

Conventional & Jumbo Loan Documents

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • If Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement, signed & dated
  • Previous two years' Tax Returns
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Should you have no credit. Copies or your most recent utility bills will be needed (if applicable)
  • If you co-signed for a mortgage, car, credit card, etc, need 12 months canceled checks. front and rear, indicating you are not making payments (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Sales Contract

Conventional & Jumbo Refinance Documents

  • 30-Day Payoff from current lender
  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • Previous two years’ Tax Returns, signed & dated (if self-employed)
  • Previous two years' Tax Returns
  • Previous two years’ W-2 Forms (if W-2 income)
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey and Settlement Statement (HUD-1) or CD (Closing Disclosure)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.

FHA Loans

FHA Home Loan Documents

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • If Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement, signed & dated
  • Previous two years' Tax Returns
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Should you have no credit. Copies or your most recent utility bills will be needed (if applicable)
  • If you co-signed for a mortgage, car, credit card, etc, need 12 months canceled checks. front and rear, indicating you are not making payments (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Sales Contract

FHA Streamline Refinance Documents

  • 30-Day Payoff from current lender
  • Both Drivers License & Social Security Cards
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey
  • Settlement Statement (HUD-1) or CD (Closing Disclosure)

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.

If you own rental Property we will need Copies of:

Note & Deed from current loan, Property Tax Bill, Hazard (homeowners) Insurance Policy, Current Mortgage Statement and Rental Agreements

Have a question, give us a call and speak with a mortgage specialist.

210-656-1134

VA Loans

VA Home Loan Documents

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • Previous two years’ Tax Returns, signed & dated
  • If Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement, signed & dated
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Copy of DD214
  • Sales Contract
  • Wood Destroying Organism report

Additional documents for a Texas Vet Loan

The Texas Veterans Land Board has its own documents in addition to the above, that need to be filled out and signed by the Veteran.

VA Streamline Refinance IRRRL Documents

  • 30-Day Payoff from current lender
  • Both Drivers License & Social Security Cards
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey
  • Settlement Statement (HUD-1) or CD (Closing Disclosure)
  • Divorce Decree (if applicable)

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.

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Every client's situation is different and handled with a unique, personalized approach. As a Mortgage Broker serving Dallas, Texas we focus on getting the right loan at the right rate for our client and it allows us to secure often hard-to-find financing.

Have a question about your particular mortgage goal, give us a call and speak with a mortgage specialist.

210-656-1134

Grove Mortgage Home Loans of Dallas