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Grove Mortgage home loans of Dallas, Texas - VA Loans, FHA and Jumbo Loans

Grove Mortgage Home Loans in Dallas, Texas

210-656-1134

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Learn about home loan refinance programs in Dallas, Texas

Refinance your home with the local mortgage specialists at Grove Mortgage.



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Dallas home refinancing made simple


Texas law allows you to refinance 100% of your present mortgage or if you wish to receive cash from the equity in your home, you may refinance up to 80% of the current appraised value.

Refinancing is one of the ways to possibly save a lot of money. What you’re doing is replacing your current mortgage with one with better terms for you! Refinancing can allow you to have a lower rate and therefore having lower monthly payments.

Refinance loans can be used to lower your current interest rate or help with many personal financial situations such as home improvements, reducing monthly payments, college tuition and more.

VA

The VA Interest Rate Reduction Refinance Loan (IRRRL) allows Texas Veteran homeowners who have a existing VA home loan to refinance and take advantage of lower mortgage interest rates and monthly payment.

VA Streamline refinance is designed to help Dallas Veterans lower their current VA mortgage interest rate.

This VA loan guaranty program, which is also referred to as IRRRL (Interest Rate Reduction Refinancing Loan Program), is straightforward and simple for US Veterans and active duty members to qualify for.

You may see it referred to as a VA Streamline, VA IRRRL or a VA to VA Loan.


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FHA

Do You have a FHA Loan and Want to Reduce Your Monthly Payments each month? 

An FHA Streamline Refinance may be the choice for you!

Homeowners with existing FHA mortgages may be eligible for an FHA Streamline Refinance. This program provides an opportunity to get better mortgage terms then their current FHA mortgage.

With an FHA loan, you can finance up to 97.75% of the home value to reduce your current rate or current mortgage term – which is a higher percentage than a conventional loan. FHA loans are often more flexible than other programs – extending funds to people who have had credit challenges and offering competitive rates for people who want to take cash out.

 

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Conventional

Homeowners with no mortgage or a current mortgage have the option to refinance their current Dallas home loan.

Refinancing can allow you to have a lower rate and lower payment.

Exchange an Adjustable Rate (ARM) for a Fixed Rate.

Cash out refinance allows you to take money out of your home for things like paying college tuition, home repairs or vacations.


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Jumbo

Refinancing options for higher loan amounts.

If you’re looking to refinance a loan over $453,100, you’ll most likely need a special type of mortgage called a Jumbo loan refinance.

Refinancing your current Jumbo loan allows you to take advantage of lower mortgage rates or to shorten or lentghten the term of the loan.

We offer both fixed and adjustable loan options with Rate term and Cash Out Jumbo loan refinance options.


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We are a VA Approved lender and Licensed Texas Mortgage Broker.


We proudly boasts an A+ rating from the Better Business Bureau. Better Business Bureau

Give us a call at 210-656-1134.

Compare our fees to the Big Banks!

Grove Mortgage Fee Big Banks
$0 Origination $3,800.00 (1%)
$0 Processing $495.00
$0 Underwriting $895.00
$0 You Save $5,190.00 $5,190.00

Actual loan estimate based on $400,000 30 year fixed conventional loan, 5% down payment, 3.75% interest rate


On an $400,000 purchase, you will save $5,190.00 in junk fees that the big banks charge.

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Dallas Home Mortgage Loans